Pradhan Mantri Jan Dhan Yojana

Central Government Finance Verified Scheme Department of Financial Services

Type

Central Government

About This Scheme

Zero balance bank account with RuPay card, accident insurance and overdraft for every household.

Pradhan Mantri Jan Dhan Yojana is the national mission for financial inclusion ensuring access to savings accounts, remittance, credit, insurance and pension in an affordable manner. Accounts can be opened with zero balance and come with a RuPay debit card, accident insurance cover, life cover and an overdraft facility. The scheme has enabled direct benefit transfer of government subsidies and has covered more than 50 crore accounts across India.

Benefits

Zero balance savings account, RuPay debit card with Rs.2 lakh accident insurance, life cover of Rs.30,000, overdraft up to Rs.10,000 and direct benefit transfer facility.

Eligibility

Any Indian citizen above 10 years of age who does not have a bank account, including minors, senior citizens and households in rural and urban areas.

Who Can Apply

Individuals without any existing bank account, including farmers, labourers, migrants and self employed persons across India.

Who Cannot Apply

Persons already having a bank account in their name seeking a second PMJDY account, and non residents of India.

Required Documents

Aadhaar Card

Passport Size Photograph

Mobile Number

Identity Proof if Aadhaar unavailable

Application Process

Visit any bank branch or Business Correspondent known as Bank Mitra with required documents and fill the account opening form. Account is activated with a RuPay card after verification.

How to Apply Through FORM FILL

Step 01

Click "Apply Online"

Sidebar mein "Apply Online" button pe click karein. Agar login nahi hai toh pehle login karein.

Step 02

Fill Application Form

Apna naam, pita ka naam, mobile, email, Aadhaar, DOB, gender, category, address aur bank details bharein.

Step 03

Submit & Save Data

Form submit karein. Aapka data FORM FILL mein securely save ho jayega.

Step 04

Complete on Official Website

Official government website pe redirect hokar final submission karein. Hamare through apply karna 100% free hai.

Frequently Asked Questions

Apply Now

Fill Application Form Official Website

100% Free

Scheme Information

Type Central Government

Category Finance

Ministry Ministry of Finance

Department Department of Financial Services

Status Published

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